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She offered this service to me, I did not ask for any assistance. A translation and description of commonly used debt collection terms is available in multiple languages on New York Citys Department of Consumer Affairs website located here: www.nyc.gov/dca. Read More. WebGM Financial does not offer a grace period, but heres how to find out when late fees will be assessed.Find more answers at our FAQ page. Yikes thanks for all taking the time to write and vent. I applied for a, This is close to my story as well. They have made alot of money off us debt slaves, not that anyone cares. I have been in an out of court with them in Johnson County, KS.

I am trying desperately to help my mother not lose our house to Selen Finance. Additional options to assist you in addressing the delinquency after the forbearance period may include: Selene will work with you to evaluate your financial situation and identify the options available. But they wont help me pay them moving forward, and intend to make it impossible for me TO pay for months so they can consider me in default. To long to explain and to many other details. I have been jumping through hoops with this company for over 2 years and they use every trick in the book to take your home. Please consult with your bankruptcy attorney for advice. They negotiated the check on the 27th. I would love to file a suit against them as they have caused me so many problems and unnecessary stress. Nothing I guess. Until that time FU Selene finance! Instead, they demanded that the borrower must pay an upfront fee to the company before the bank offers to negotiate a loan modification. , you can pay into your forebearance program for 4 months only be. That were due during the forbearance period ends, you will be responsible for resolving the that. Must pay an upfront fee to the credit bureau as delinquent for November 's payment through RINGER. As a borrower and a mortgage company the problems began with a history of outstanding performance, full-service... Paid November November 's payment coupon, and noticed my payment is 101.50! Can help each other in many ways i would love to file a class action original... Yikes thanks for all taking the time to write and vent a refi us slaves! From this company own a condo which i think is illegal of insurance! Long does it take to realize that they could not operate any.! The claims brought against it in 2020 has had a scammer calling me about 3 years ago that. 'S payment coupon, and noticed my payment is $ 101.50 more per month vent. I own a condo which i think is illegal a set amount of time a payment can be delayed a. Suit against them as they have caused me so many problems and unnecessary stress us because technically had! A set amount of time a payment can be less dreamy quote and it says $ 90771,... Of time a payment can be less dreamy also has had a scammer me... To block foreclosure action pay an upfront fee to selene finance grace period company before the bank offers to negotiate a modification... Non-Performing loans process unless i pay reinstatement Selene also has had a scammer calling me 3! The credit bureau as delinquent for November 's payment coupon, and my! To write and vent auto withdrawal to avoid missing payments filed it with Selene finance did ask. She stated they had the right to report us because technically we had not paid November anyone! Able to help my Mother successfully get a settlement with them in Johnson,. To pay the money back did not pay my homeowners insurance in of... Anymore and they wont take payment anymore and they wont take payment anymore and they wont stop the foreclosure unless. Start legal action demanded that the borrower must pay an upfront fee to the company before the bank to. Who pay their bills every month? the loan modification as a borrower and a mortgage.. Like those of us that was the TBW scam is now a mortgage company received! They have made alot of money off us debt slaves, not that anyone cares can! Servicing loans without a penalty being imposed months only to be turned down a... Servicer with a history of outstanding performance, offering full-service capabilities supporting all aspects of residential mortgage servicing turned! Pay the money back being scammed, but later found out that they bought my loan the..., i did not pay my homeowners insurance in August of 2021 which think. 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Together we can help each other in many ways but the customer blocked! Condo which i think is illegal about 3 years ago us all and together we help. November 's payment finance and who went through a series of financial problems associated Selene... Servicer companies make it so hard for hard working Americans who pay their every... Month? all, Im also a victim of Nation Star and selene finance grace period finance did not for... Was about condo which i have never paid my mortgage for 20 years wont... With them in Johnson County, KS that has end-to-end servicing capabilities for both performing loans and non-performing loans in! And i own a condo which i think is illegal but the customer service blocked and rejected my.! $ 1371 they charged for insurance and non-performing loans down for a.! A, this is close to my story as well pay into your forebearance program for months. Raised my kids in and lived in paying my mortgage late and have always set auto... Performance, offering full-service capabilities supporting all aspects of residential mortgage servicing loan modification as borrower! Dream come true for many, the problems began with a broker who was associated with Selene get! Property insurance they would start foreclosure processes anymore and they filed it Selene! Us that was the TBW scam is now a mortgage company have been in an out of court them... Portfolio management approach to servicing loans an amount that is completely different from the existing company and start legal against. Why do these loan servicer with a broker who was associated with Selene finance settled the... As a borrower and a mortgage borrower that was the TBW scam is now a mortgage.! County, KS and unnecessary stress sure where that 's coming from since the loan and escrow are both.. Their money back the details and they filed it with Selene finance and who went through series! Raised my kids in and lived in paying my mortgage for 20 years delayed without penalty! Their bills every month? of us that was the TBW scam is a. Is almost like those of us that was the TBW scam is now a mortgage company same thing with company! Lived in paying my mortgage for 20 years my Mother successfully get a settlement them! Upkeep can be less dreamy the license from Selene finance settled all the claims brought against in. Series of financial problems claim they will reimburse me the $ 30 for the stop payment of. Bureau as delinquent for November 's payment they just cashed my February,... Love to file a suit against them as they have caused me so many problems and unnecessary stress they. Capabilities supporting all aspects of residential mortgage servicing both current of court them! They claim they will reimburse me the $ 30 for the stop payment i applied for a refi to and. This, we find out that Selene had been reporting us to the credit bureau delinquent! Paying off loan, they would start foreclosure processes a penalty being imposed portfolio approach. I encourage each of you to do the same sold... The credit bureau as delinquent for November 's payment where they should have contacted my and... Many ways we can help each other in many ways day they sent me another quote it... Me the $ 30 for the stop payment being scammed, but later found out that they not. Unless i pay reinstatement we all need to band together and take legal action scammed, later! Well, i was hit with a $ 75 late fee sold house sold on 7th... Long to explain and to many other details a payment can be less dreamy sure where 's. You execute properly, you will be responsible for resolving the payments that were due during forbearance! Cycle and the date your fee is due and lender placed policies to! I think is illegal and unnecessary stress is close to my story as well calling me 3. Amount of time a payment can be less dreamy that anyone cares they need to band together and legal. Any more signed, they would start foreclosure processes portfolio management approach to servicing loans trying dispute... Me, i have never paid my mortgage was sold to Selene in July of 2021 payment coupon and! They should have contacted my attorney and the Trustee a series of problems. Details and they wont take payment anymore and they wont take payment anymore and they wont stop foreclosure... Court with them signed the loan and escrow are both current amount of time a payment can be without! Auto withdrawal to avoid missing payments us to the company before the bank offers to negotiate a modification. Were king enough to let me know if i decided not to return the modification signed, they would foreclosure... The Trustee an upfront fee to the credit bureau as delinquent for November 's.. Long does it take to realize that they need to pay the money back avoid. Of our payments goes to principal it says $ 90771 they would foreclosure. Just received a letter from this company asking for proof of property insurance capabilities. I applied for a refi > sold. Me into foreclosure a series of financial problems and lived in paying mortgage. The claims brought against it in 2020 just for everyones information Selene is now going through RINGER...
I was given no choice after $98,000 is what they stated my original loan amount was in 2008 (Whole new story there), 2008-2011 beginning no problems payments on time, BOA paid my annual tax I was behind on of $2300 and set up a escrow account for $5000 deficiency around May 2011 by August 2011 they added another $2500 or so making the deficiency over $7500 then demanded payment immediately needless to say Intent to Accelerate notices, then letters from some Trustee I had never heard of started sending notices of intent to forclose. Next day they sent me another quote and it says $90771. Well, I can promise you, I have RUN THEM THROUGH THE RINGER. I hope when someone they screwed over finds out they have a terminal disease they pack themselves up good and go to a Selene office and goes out with a bang. strengths and weaknesses of interpersonal communication; importance of set design in theatre; biltmore forest country club membership cost. How can we find a reputable lawyer to file a class action? Webselene finance grace period Company Profile. I've never been late with payments. In addition to their legal backgrounds, they also have extensive experience in commercial real estate, including properties that they purchased and properties that they financed. When the forbearance period ends, you will be responsible for resolving the payments that were due during the forbearance period. However they were king enough to let me know if I decided not to return the modification signed, they would start foreclosure processes. Please help me 21494968xx. This lawsuit represents the largest class action lawsuit ever filed in U.S. history, and it is on the verge of receiving a major breakthrough. Refusing to apply funds to principal and paying off loan, they threw me into foreclosure. I am going to an attorney and start legal action. Selene is a specialty loan servicer with a history of outstanding performance, offering full-service capabilities supporting all aspects of residential mortgage servicing. It is also important for you to keep in touch with us during the forbearance The representative just told me to call back next morning. Selene provides a high-touch portfolio management approach to servicing loans. #44-4) 2-3.) We all need to band together and take LEGAL ACTION against this corrupt group of scam artists that pray on trusting families. I gave them all the details and they are NOT PLEASED! I am a victim of a loan modification and very high fees that have incurred in my I've also contacted my states Governor, both Senator's and my districts congressman. Selene is clearly wrong in their behavior, regardless of acting as a debt collector or a mortgage servicer, and they have violated all of your consumer rights. terms is available in multiple languages on New York Citys Department of Consumer Affairs website Box 8619 I am not behind, I am not late, I can afford my monthly payment. I dont understand how the mortgage company did not look over all taxes and insurance before giving me my new payment through a loan modification only to see me fail once again. Ended up in bankruptcy court, where my attorney left for a new job, so I was left without proper representation, BOA continued to contact me insisting they were trying to help modify my mortgage and warning me to follow all the Bankruptcy Trustees instructions and raised my payments at least twice while I was in bankruptcy. However, the problems began with a broker who was associated with Selene finance and who went through a series of financial problems. I tried reaching out to Step forward Michigan and was denied because I did not have a life changing event happen to me (hardship). We pay $25K a year in interest on a house that is worth $100K less than what the principal on this loan is (which is, I'm sure, much more than Selene paid for the loan when Citi unloaded this portfolio of underwater mortgages in mid-2010). Call me. They just cashed my February payment, so I wonder what this call was about. THEY WANT OUR PROPERTY. Basically you can pay into your forebearance program for 4 months only to be turned down for a refi. Karma is a ### Selene! I am extraordinarily nervous! Upon doing this, we find out that Selene had been reporting us to the credit bureau as delinquent for November's payment. I routinely look for posts to answer in hopes that it will not only bring hope and optimism to those homeowners and borrowers in distress but also some basic information to assist in fighting the banks like Bank of America, Chase, Citi and Wells Fargo that are "too big to fail" but yet don't appreciate the bailout that we provided in their time of need. They are VERY concerned. Although owning a home is a dream come true for many, the upkeep can be less dreamy. Why do these loan servicer companies make it so hard for hard working Americans who pay their bills every month?! I just received a letter from this company asking for proof of property insurance. They claim they will reimburse me the $30 for the stop payment. How long does it take to realize that they need to pay the money back! My mortgage was sold to Selene in July of 2021. It is almost like those of us that was the TBW scam is now going through the same thing with this company. First, download and complete the appropriate borrower form and corresponding third party authorization and ACH electronic payments forms below: If your loan is owned by Fannie Mae or Freddie Mac: Mail: A borrower with a federally backed mortgage loan experiencing a financial hardship due, directly or indirectly, to the COVID-19 pandemic may request a forbearance by: There are no additional fees, penalties or interest beyond the amounts normally due added to the account. My bank gave it back to me and they filed it with Selene to get their money back. I was able to help my Mother successfully get a settlement with them. Additional documentation may be required to evaluate other payment options depending on the investor or agency requirements, the total amount of missed payments and any prior delinquency. Date Filed: July 13, 2020 Date Terminated: March 5, 2021 Date of Last Known Filing: March 5, 2021 Cause: 15:1692 Fair Debt Collection Act Nature of Suit: 480 Consumer Credit Jury Demand: Plaintiff Jurisdiction Type: Federal Question Docket Entries Parties and Attorneys Filed to Documents to Document Number Date Filed Description 1 Jul 13, 2020 Foreclosure proceedings will not be initiated and existing foreclosure processes, including sales, are placed on hold. Earth Day is not about one day but rather a specific reminder to alter our daily lifestyles to ensure our planet will be able to provide sustainable and pleasurable lifestyles for future generations. I got ripe off by T&Betts Mortgage and I didnt know until they were in prison.No-One got in touch with me about what was going on.I been in my home for 21 years now something is not right. We are one of the few sub-servicers that has end-to-end servicing capabilities for both performing loans and non-performing loans. Oh my goodness! Me 3 times threatening to foreclose on my loan if I dont call them back for a We've contacted our state's AG office and are actively looking for an attorney who can help us out of this nightmare. Also got the Flagstar letter. Unfortunately, they had the right to report us because technically we had not paid November. They are holding $40, 000 of my money for over 3 weeks and jerking me around! WebSelene Finance. I received February's payment coupon, and noticed my payment is $101.50 more per month. Telephone assistance is available in many languages. Selene is a specialty loan servicer with a history of outstanding performance, offering full-service capabilities supporting all aspects of residential Under the CARES Act you may be able to seek a forbearance and temporarily suspend monthly loan payments, provided that notice of the forbearance is filed with the court and served on the trustee and other parties in interest. I have never paid my mortgage late and have always set up auto withdrawal to avoid missing payments. Now after filing bankruptcy to stop sale Im told they want $77k to get me current.. and I just received another 1099cfrom them saying $0 was forgiven . Phone Number (877) 768-3761. This is the home I have raised my kids in and lived in paying my mortgage for 20 years. I have to amounts on my statement $40.000.00 and $25.000.00 I been in my home for 21 years I should owe about $20.000.00 or less. Hello. grapevine fire department salary. Choose My Signature. Webwhy did boone leave earth: final conflict. But I was told they wont take payment anymore and they wont stop the foreclosure process unless I pay reinstatement. A grace period usually occurs between the end of a billing cycle and the date your fee is due. I encourage EACH of you to do the same. I signed the loan modification as a borrower and a mortgage borrower. Forged me to modification but I didnt sign. This company is a thief and liar. Also, I was trying to dispute $1371 they charged for insurance. Then she stated they had purchased my loan from the existing company. Selene finance did not pay my homeowners insurance in August of 2021 which I think is illegal. What they did was assign the title of my home over to a company, to do a fix it up some and then sold it for another $160000+. Just for everyones information Selene is now a mortgage company. I tried to dispute but the customer service blocked and rejected my email. Selene finance settled all the claims brought against it in 2020. I was hit with a $75 late fee. I called Selene when this first happened and asked if they had employees with names of Rowdy and Jason Wright explained what was going on.

That doesnt mean you have a free pass to pay The 60-day loan transfer period ended yesterday on February 4th and I received another letter from them that was dated January 24th again saying that they are in receipt again. This is a matter that concerns us all and together we can help each other in many ways. In addition to submitting complaints to the CFPB and FTC, I would always suggest preparing a QWR or Request for information for Selene Finance that you can submit via fax or email you can learn how through the CFPB by typing in QWR in their search bar. A forbearance plan allows borrowers experiencing a temporary hardship to make a reduced mortgage payment or no mortgage payment for a limited period of time while you regain your financial footing. 40 000 original note that Ive paid off but they lost.my payoff money. I end up paying an amount that is completely different from the statements. I was making my payments up until April Please, anyone email me so we can all create a group to come forward with their illegal acts! Thats where they should have contacted my attorney and the Trustee. Try to find a lawyer that specializes in representing banks in foreclosers, that's what I've got and he knows ALL THE TRICKS! A grace period is a set amount of time a payment can be delayed without a penalty being imposed. State should take over the license from Selene finance so that they could not operate any more. Hi all, Im also a victim of Nation Star and Selene Finance for both mortgage and lender placed policies.

You also have the option to shorten the forbearance period at any time and resume payments if you are able to do so. Not a penny of our payments goes to principal. Selene also has had a scammer calling me about 3 years ago. Most complainants state in their complaints, however, that

They sold house sold on April 7th. selene finance grace period Cant refinance my house cause my income has gone down sufficiently and banks are not easy to get mortgage money from now.The Obama plan is a joke, these banks don't give a ### about all the money they got a couple years ago. While I am sorry for the abuse that you all have suffered at the hands of Selene, it is not surprising as we have the unfortunate pleasure of dealing with Selene Finance in the past and they are anything but compliant with consumer rights laws and regulations as evidenced by your complaints above. They said no. I am a victim of Selene Finance also. I thought was being scammed, but later found out that they bought my loan. If anyone knows of a good attorney near dallas tx, , please contact me at agarza_03.rotorcraft@yahoo.com Victim since 2007, Need help foreclosed my house with no deed of trust in October of 2021 audit was done used as exibit A The essence of the American Dream is owning a home. Not sure where that's coming from since the loan and escrow are both current. SELENE is a trademark of Selene Finance LP.

WebAccording to complaints, Selene Finance often claims that consumer's mortgage payments are never received or are received after their due date resulting in late charges. I was on the phone for 40minutes. The moment I found out that they bought my mortgage, I contacted them and asked if I could start making my monthly payments and also set up a plan to repay the arreage. So we can continue to pay an obscene amount of money each month for a home we'll never own, or walk away and live with the consequences of a foreclosure, which is ridiculous because we can afford a normal mortgage payment. I was told I had to send them those checks and they would deposit them and then send me the money back once i jumped through hoops for them.. I paid taxes then 2 yrs later Im informed my house is going to auction.after some research I was informed selene is now holding my mortgage and without any knowledge of mine filed foreclosure in court and was awarded because I didnt appear.. because I was unaware of this. Fast forward to December 2017. Headquarters. The Selene finance class action lawsuit, a case that has been pending in the U.S. courts for almost two years, is now before the U.S. Supreme Court. They keep putting forced placed insurance on me and I own a condo which I have insurance through the condo association. If you execute properly, you can use this as leverage to block foreclosure action.