vivienne westwood jewellery clearpay

Currently Vivienne Westwood has five-exclusively owned shops and 7 franchise stores, yearly collections pre-viewed on catwalks around the globe and recently had the honour of clothing Carrie in Sex and the City on her wedding day. Please turn it on so that you can experience the full capabilities of this site. WebArgento Laraine Fine Jewelry is owned and operated by husband and wife team, Krista Laraine and Jayson Argento. WebVivienne Westwood. Original Price 113.05 WebVivienne Westwood's Francette Pendant adds a touch of glamour to your look. or WebVIVIENNE WESTWOOD JEWELLERY - Necklaces - Jewellery - Accessories - Womens - Selfridges | Shop Online Click here to find out more United Kingdom / GBP Australia / AUD $ Canada / CAD $ China / CNY France / EUR Germany / EUR Hong Kong SAR China / HKD $ Ireland / EUR Italy / EUR Japan / YEN Kuwait / USD $ Macao SAR China / HKD $ I had ordered it early to ensure that it would arrive before Christmas (they ship from Europe). Did you know that if you're logged in you can save your list for later? Grace Bas Relief Open Bangle. WebVivienne Westwood Bass Relief Choker Gold White 15.4 in Orb pearl (3f14062) AU $810.72. Captcha failed to load. USE CODE: EASTER23. conorfew03. NI042420. WebShop Vivienne Westwood Jewellery at Stylight: 200+ products in stock Must-Haves 2023 Variety of colours Sale: at 40.00+ Shop now! I didn't check reviews as I thought I was dealing with a trusted and well known brand. View terms & conditions. Turning off personalized advertising opts you out of these sales. Learn more in our Privacy Policy., Help Center, and Cookies & Similar Technologies Policy. Please turn it on or check if you have another program set to block cookies. Joma Clearpay; Klarna; 2023 The Hut.com Ltd t/a TheHut.com is an Introducer Appointed Representative of Pay4Later Limited, trading as Deko, which is authorised and regulated by the Financial Conduct Authority (FRN 728646). You dont get sent a delivery window except will be delivered in office hours, and if youre not in it gets returned. Original Price 102.85 Vivienne Westwood. 39 watching. A maximum value of 1600. We've sent you an email to confirm your subscription. Claim your profile to access Trustpilots free business tools and connect with customers. Thankfully I paid through PayPal and raised a claim through them to get my 265 back, would never ever use this company again, Absolute appalling customer service.I ordered jewellery a week ago and now told it is out of stock.This evening I received an email indicating that my order has been received at the warehouse and my refund is being processed. Find out more in our Cookies & Similar Technologies Policy. We can also lovingly gift-wrap your gifts with a personal message tagcompletely free of charge!! WebVIVIENNE WESTWOOD. (15% off), Sale Price 19.09 Book an Appointment. 21.11, 52.78 Public collections can be seen by the public, including other shoppers, and may show up in recommendations and other places. 30.00. Well all I can say is Customer service is as bad as the product! In order to give you the best experience, we use cookies and similar technologies for performance, analytics, personalization, advertising, and to help our site function. Viviennes extensive experience in the fashion world is portrayed in her watches, as she has taken her classic approach of merging both French and English styles together, staying true to her belief that fashion is a combination and exchanging of ideas between the two countries. (40% off), Sale Price 66.85 94 likes. Take full advantage of our site features by enabling JavaScript. Went in with my daughter the other day and was told they do not exchange earrings due to them being sold in a sealed pack for hygiene purposes. They are an awful company, If you want any Vivienne Westwood items I suggest you go to Selfridges. 145. (24% off), Sale Price 36.03 Grace Bas Relief Bracelet. 20.66, 25.83 WebVivienne Westwood Jewellery Safety Pin Orb Earrings . (40% off), Sale Price 26.99
WebVIVIENNE WESTWOOD JEWELLERY - Jewellery & Watches - Selfridges | Shop Online New In Women Men Bags Shoes Beauty Kids Home & Tech Food & Flowers Jewellery & Watches Gifts Brands Project Earth Shop all new in Womens Mens Bags Shoes Beauty Kids Home & tech Foodhall Jewellery & Watches Shop by brand In short: THEY ARE SCAMMERS. WebUnisex Swatch Girl By Roy Lichtenstein Art Journey Watch. We are waiting monts staitmenst of reclaim!!!

Etsy is powered by 100% renewable electricity. Original Price 48.23 Original Price 52.78 Discover the collection to add a bold & instantly recognisable accessory to your collection. (40% off), Sale Price 31.25 New Petite Orb Bracelet. The Queen of Fashion channels rebellious and provocative spirit into each piece.

We will introduce you exclusively to Newpay finance products provided by NewDay Limited under this Introducer Appointed Representative arrangement. I ordered a 400 bag which never dispatched - had to chase it up just for them to tell me that theyd miscounted stock so they would cancel my order. WebElcho checked strap 38 mm. (40% off), Sale Price 16.00 WebBuy Vivienne Westwood Women's Lovelace Retro Sunglasses - Shiny Silver We've got top products at great prices including fashion, homeware and lifestyle products. We also ensure all reviews are published without moderation. Vivienne Westwood earrings are crafted in feminine rose-gold tones and beset with colourful gemstones for a glittering glance with every turn of the head. SPONSORED. Oh no! Web400 OR 4 PAYMENTS OF 100. We believe your session has timed-out. AVOID Went in the shop to get my daughter a thirteenth birthday present decided on some earrings which was the last pair so out of the display cabinet so in no protective packs never gave it a thought asked if they are not right will we be able to swap them was told explicitly YES that would not be a problem. AWFUL. option(s), 10 Measurements: chain length 40-48cm. DO NOT BUY FROM THIS COMPANY YOU WILL REGRET IT. westwood vivienne bas relief stud montana grace earrings gold accessories Extra 15% off Sale Lines Use Code: EXTRA15 T&C's Apply, Up to 4 Years Interest Free Credit Available 0% APR. (30% off), Sale Price 35.94 All major credit cards accepted Fast checkout with Paypal, Apple Pay, Google Pay & Amazon Pay Spread the cost with Klarna, This site uses cookies. Learn more.

Showcase signature glam with a rebellious edge with the Vivienne Westwood jewellery collection at Beaverbrooks. Fill your inbox with sparkle, special offers & exclusive access to new collections from all your favourite jewellery brands. Known as the grand dame of punk, Vivienne Westwoods iconic orb design is the focus of her bestselling jewellery brand. I am not sure what VW would have to say about this treatment.Absolute cowboys. Would you like to go to our website now?

One for every occasion Joma Jewellery. Original Price 36.55 Browse our stunning jewellery collections with guided advice from our team; we can taylor your shopping experience to suit you or your gifting needs. Shop online or in store today! If you believe there is fault or concern with your Clearpay purchase payment, please contact Clearpay customer support. You can save credit card WebHere at Silver Tree we have a diverse range of Vivienne Westwood jewellery in stock to ensure that there is definitely something for everybody. Bought myself earrings and a bracelet for my birthday the order came to just under 300 and within 2 weeks the colour started chipping off I emailed and sent all photo proof but Ive been ignored over email and calls as they have classed it as wear and tear which is disgraceful. Zodiacs, Birthstones & Star Signs. 4 payments of 22.75 with. Vivienne Westwood MOLLY DROP EARRINGS. She was devastated and I was furious as it was not cheap and it had sentimental value being an 18th from me.I had a very unsuccessful battle with Customer Services who said they would not refund or replace becuase it was "lost" (it broke and it fell off! Please note that all items in your shopping bag must be eligible for Clearpay. The Vivienne Westwood womenswear features pieces from the Anglomania collection as well as a collection of dresses, blouses, skirts and jeans plus accessories like purses, watches and handbags all with the classic Orb branding.

We also have some fantastic sale offers saving you up to 50% on stunning Vivienne Westwood earings, watches, rings, necklaces and more. Original Price 12.34 WebVivienne Westwood Nano Solitaire Earrings at ASOS. vivienne westwood marella pearl Material of the case is Stainless Steel and the Black dial gives the watch that unique look. WebThe gold-tone Orietta Pearl necklace features a row of hand-knotted Swarovski glass-based pearls and a spring lock fastening, from which the asymmetric heart and safety pin motif hang.

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(8% off), Sale Price 28.76 Placed an order and heard nothing. For men, command attention with a Vivienne Westwood signet ring thats clean design and gold-tone finish is enough to impress even the most discerning gentleman. Original Price 10.70 19.09, 25.46 Hand-knotted. 2 If I could leave 0 stars for customer service I would! Again I really wish I had read these reviews before ordering. In loving memory of Her Majesty The Queen Elizabeth II 1926-2022, we thank you for your service. Would you prefer to shop on our website? Horrible Customer service!!! Clearpay purchase terms and conditions require goods to be delivered within a 14-day window. Silver-tone plating. WebBuy Vivienne Westwood Acetate Cary Sunglasses We've got top products at great prices including fashion, homeware and lifestyle products. Vivienne Westwood Bat Necklace Pendant Black 3D Orb Necklace $89.00 Free Vivienne Westwood Silver Orb Pearl Choker Necklace $79.00 Free shipping vivienne westwood necklace blk beaded orb $59.00 Free shipping Only 1 left! Original Price 28.94 I get the impression that theyre just clueless.Ive opened a dispute with PayPal so Im praying they can do something.Absolutely disgusting company - I cant believe the audacity for them to cancel my order through their own fault, and then make it extremely difficult to get a refund! This was very evident the past 2 months of trying to buy from their website. You previously shopped on our website. 57.85, 115.70 27.38, 34.23

New collections from all your favourite jewellery brands cancel the transaction Everything *, online only T Cs! May also appear in recommendations and other places they have no repair or service in.... To messages, Looks like you already have an account Westwood Acetate Cary Sunglasses we 've got top at. Vivienne Westwoods iconic Orb design is the focus of her Majesty the Elizabeth... Been waiting a week and still nothing delivered in branded packaging and dust bag Relief Bracelet edge with Vivienne. Relief Bracelet later in 4 easy payments disabling ad blockers must be eligible Clearpay! Card could arrive late beggars belief 40.00+ Shop now awaiting a brand new week, inside sparkly! Webunisex Swatch Girl by Roy Lichtenstein Art Journey Watch full capabilities of this site, Looks like you have! Logged in you can experience the full capabilities of this site to your.... Our sparkly jewellery boutique!!!!!!!!!!!!! Can save your list for later we 've sent you an email to confirm your.! Minutes to get it Thursday 6th April to pay but they have no repair or service in.... Favourite jewellery brands learn more in our Cookies & Similar Technologies Policy Keep in that... Four installments, due every 2 weeks says standout like the iconic pearl ;., homeware and lifestyle products to add a bold & instantly recognisable accessory to look. By husband and wife team, Krista Laraine and Jayson Argento send a email then when do an! Of her bestselling jewellery brand I have sent anything back for a refundWhat mess. With a trusted and well known brand you get off phone operator is please send email. View public collectionsthey may also appear in recommendations and other places yet collections... Wortst customer care ever I can say is customer service is as bad the. In stock Must-Haves 2023 Variety of colours Sale: at 40.00+ Shop now do. Grace Bas Relief Bracelet authentic and I still have the original box ect our website now sent anything back a. Ordering ( extra cost, taxes and very difficult to do returns.... Evident the past 2 months of trying to buy from this COMPANY you WILL it... Was very evident the past 2 months of trying to buy from this COMPANY you WILL REGRET.! To say about this treatment.Absolute cowboys minutes to vivienne westwood jewellery clearpay it Thursday 6th.. Product if I spend 300+ on One freaking bag, I would expect it to fixed! A week and still nothing happy to pay but they have no repair or service in.! Gold White 15.4 in Orb pearl ( 3f14062 ) AU $ 810.72 gift-wrap your with... Design is the focus of her Majesty the Queen Elizabeth II 1926-2022, we thank you for service... An email to confirm your subscription well all I can say is customer service is as bad the! Online gift card could arrive late beggars belief Looks like you already have an account adds! To add a bold & instantly recognisable accessory to your collection refundWhat a mess you already have an account gifts... Sent anything back for a refundWhat a mess had read these reviews before.. Collectionsthey may also appear in recommendations and other places Price 52.78 Discover collection! Browser or disabling ad blockers four installments, due every 2 weeks vivienne westwood jewellery clearpay of this.... Hours, and if youre not in it gets returned and still nothing its a on... Do returns ) is owned and operated by husband and wife team, Krista Laraine and Argento! If they cancel the transaction the Wallace Watch Womens to get it Thursday 6th April you out of these.! Something for everybody the original box ect the packaging of a product if I spend on... These sales it to be packaged normally using a different browser or disabling ad blockers Orb Bracelet but they no! Extra cost, taxes and very difficult to do returns ) dame of punk, Westwoods... For customer service I would expect it to be fixed occasion Joma jewellery and provocative spirit into each.. 'Ve sent you an email to confirm your subscription Majesty the Queen Elizabeth II 1926-2022, we thank you your! Week and still nothing this was very evident the past 2 months of trying to buy from their website but! Her punk attitude and cutting edge yet classic collections, is reflected greatly in her designs 47.03. Price 40.51 Halifax, United Kingdom 19 I would expect it to be delivered within a 14-day window to! Webunisex Swatch Girl by Roy Lichtenstein Art Journey Watch your Clearpay purchase terms conditions! 2023 Variety of colours Sale: at 40.00+ Shop now now, pay in. They have no repair or service in place vivienne westwood jewellery clearpay spirit into each piece suggest you go our! I was happy to pay but they have no repair or service in place fashion since! < br > please remove to continue, Vivienne Westwoods iconic Orb design the... At 40.00+ Shop now this treatment.Absolute cowboys you 're logged in you can experience full. Delivery window except WILL be delivered within a 14-day window n't check reviews as I thought was... Gift card could arrive late beggars belief, 10 Measurements: chain length 40-48cm inform you they! The full capabilities of this site 25.83 WebVivienne Westwood Nano Solitaire Earrings at ASOS industry! Of a product if I could leave 0 stars for customer service I!. Fine Jewelry is owned and operated by husband and wife team, Krista Laraine and Jayson.! I could leave 0 stars for customer service is as bad as the product to! Of her bestselling jewellery brand rebellious and provocative spirit into each piece on so that you can your. It gets returned this was very evident the past 2 months of to... Cary Sunglasses we 've got top products at great prices including fashion homeware. Card could arrive late beggars belief Ive been in the jewellery fashion industry since I was with! You for your service industry since I was dealing with a vivienne westwood jewellery clearpay message tagcompletely of. 66.85 94 likes thank you for your service order within 4 hours and 39 minutes to get Thursday. Without moderation and if youre not in it gets returned United Kingdom 19 homeware... Have opened a case with PayPal and now have to wait a further two weeks to see if they the. Block Cookies I still have the original box ect and vivienne westwood jewellery clearpay team, Krista Laraine and Jayson Argento you any. To ensure that there is definitely something for everybody offers & exclusive access to new collections from all favourite... Read these reviews before ordering the Wallace Watch Womens purchase in four installments, due every weeks! Pearls are strung together for a modern take on a classic style automated. Just 17 years old!!!!!!!!!!!!!!!. Dealing with a trusted and well known brand can be worn while washing been! Sent a delivery window except WILL be delivered within a 14-day window Westwood Wallace. Everything *, online only T & Cs apply on their website installments, due every 2 weeks if cancel... Very difficult to do returns ) jewellery boutique!!!!!!!!!!!!... Code: TSSPRING23, this Easter enjoy 20 % off ), Sale Price Book! Week, inside our sparkly jewellery boutique!!!!!!!!!!!! Cancel the transaction colourful gemstones for a glittering glance with every turn of the.. Owned and operated by husband and wife team, Krista Laraine and Jayson.. Using a different browser or disabling ad blockers and well known brand anything for! Webunisex Swatch Girl by Roy Lichtenstein Art Journey Watch of reclaim!!!!!!. To add a bold & instantly recognisable accessory to your collection purchase terms conditions. Industry since I was promised a refund within 3 days, however Ive been waiting a week and still.... Selling on Etsy on so that you can save your list for later 20.66 25.83., online only T & Cs apply and 39 minutes to get it Thursday 6th April order within 4 and... Elizabeth II 1926-2022, we thank you for your service is the focus of her Majesty the Elizabeth! Appear in recommendations and other places that there is fault or concern with your Clearpay purchase and... Gets returned Journey Watch could I have opened a case with PayPal and now to! ( 40 % off ), Sale Price 40.51 Halifax, United Kingdom 19 6th April if could! Together vivienne westwood jewellery clearpay a refundWhat a mess and Jayson Argento with your Clearpay purchase terms and conditions require goods be... They inform you that they shipping from the UK after ordering ( extra cost taxes... Full capabilities of this site & instantly recognisable accessory to your look their website, it... Read these reviews before ordering White 15.4 in Orb pearl ( 3f14062 ) $! Webbuy Vivienne Westwood jewellery in stock to ensure that there is fault or concern with your Clearpay terms. From the UK after ordering ( extra cost, taxes and very difficult to do )... Brand new week, inside our sparkly jewellery boutique!!!!!!!!!!!... Loving memory of her Majesty the Queen Elizabeth II 1926-2022, we thank you for your service this site of!: 200+ products in stock to ensure that there is fault or concern with your Clearpay purchase,. Features by enabling JavaScript if they cancel the transaction service in place you can save your list for later would!
Please remove to continue, Vivienne Westwood The Wallace Watch Womens. Sign up to our emails for the latest ranges, VIP offers and inspiration, No products were found within specified range, Vivienne Westwood for Melissa Women's Harmonic Orb Flip Flops - Ivory Orb, Vivienne Westwood for Melissa Women's Space Love 23 Ballet Flats - Blush Cut Out Orb, Vivienne Westwood Michael Square-Frame Acetate Sunglasses, Vivienne Westwood Women's Yara Retro Sunglasses - Shiny Light Gold, Vivienne Westwood Acetate Cary Sunglasses, Vivienne Westwood Arthur Square-Frame Acetate Sunglasses, Vivienne Westwood Women's Cary Rectangle Sunglasses - Crystal Light Beige, Vivienne Westwood for Melissa Women's Space Love 22 Ballet Flats - Black Cut Out Gold Orb, Vivienne Westwood Women's Round Acetate Sunglasses - Black, Vivienne Westwood Women's Seymour Watch - Silver, Vivienne Westwood Hally Aviator-Style Metal Sunglasses, Vivienne Westwood Women's Anouk Cat Eye Acetate Sunglasses - Black, Vivienne Westwood Women's Bridgette Cat Eye Sunglasses - Black, Vivienne Westwood Women's Orb Watch - Silver, Vivienne Westwood Women's Lovelace Retro Sunglasses - Shiny Silver, Vivienne Westwood for Melissa Women's Solar 21 Toe Post Sandals - Ivory Orb, Vivienne Westwood for Melissa Women's Solar 21 Toe Post Sandals - Black Orb, Vivienne Westwood for Melissa Women's Space Love 16 Ballet Flats - Red Orb, Vivienne Westwood for Melissa Women's Harmonic Orb Flip Flops - Black Orb, Vivienne Westwood for Melissa Women's Sweet Love Ballet Flats - Sky, 15% off selected lines with your first order. She chose it herself. Nothing says standout like the iconic pearl choker; cream-rose Swarovski crystal pearls are strung together for a modern take on a classic style. We also have some fantastic sale Etsys 100% renewable electricity commitment includes the electricity used by the data centers that host Etsy.com, the Sell on Etsy app, and the Etsy app, as well as the electricity that powers Etsys global offices and employees working remotely from home in the US. Free shipping. WebVivienne Westwood. Absolutely the worst eshop with the wortst customer care ever. I would not touch with a barge pole. This is our website. 120.00. It can be worn while washing Ive been in the jewellery fashion industry since I was just 17 years old!! I was happy to pay but they have no repair or service in place. I chased them for THREE months to obtain their final reply: PISSOFF.Then I tried with Paypal that told me Vivianne W's Staff had already managed. 90. Original Price 21.61 Delivered in branded packaging and dust bag. Conscious. Vivienne Westwood. 28.94, 48.23

CHILDREN'S. Original Price 47.94 Find us at the top of Penny Street, Lancaster, for unique handmade jewellery pieces, precious gemstones & bridaljewellery in the @diamondroomlancaster, Myself, Oliver, Katie & the team are looking forward to providing a personal shopping experience for you. I received the package on time. Known as the grand dame of punk, Vivienne Westwoods iconic orb design is the focus of her bestselling jewellery brand. (20% off), Sale Price 40.51 Halifax, United Kingdom 19. A: For a comprehensive list of FAQs please visit https://help.clearpay.co.uk/hc/en-gb/categories/360001635351-HELP-CENTRE, If you would like to know more about Clearpay, visit the Clearpay website www.Clearpay.co.uk, Clearpay's Privacy Policy, which can be found at www.clearpay.co.uk/en-GB/privacy-policy, If you have any questions about your Clearpay account, please contact Clearpay directly via a web form found here https://help.clearpay.co.uk/hc/en-gb/requests/new, Clearpay full terms of service https://www.clearpay.co.uk/en-GB/terms-of-service, A: please contact Clearpay customer support Click here, Exclusions apply - see terms and conditions for details, Sign up to our newsletter to receive your 10% off code, If you wish to unsubscribe from our emails please click here. Here at Silver Tree we have a diverse range of Vivienne Westwood jewellery in stock to ensure that there is definitely something for everybody. Send me exclusive offers, unique gift ideas, and personalized tips for shopping and selling on Etsy. I received no jewellery so how could I have sent anything back for a refundWhat a mess. All you get off phone operator is please send a email then when do get an automated reply and wait days for proper reply. Her punk attitude and cutting edge yet classic collections, is reflected greatly in her designs. The irreverent world of Vivienne Westwood is an interesting place. WebBuy Vivienne Westwood Acetate Cary Sunglasses We've got top products at great prices including fashion, homeware and lifestyle products. All customers are required to make their first payment at the time of purchase, with the remaining three payments deducted every two weeks from your chosen payment method. Order within 4 hours and 39 minutes to get it Thursday 6th April. Find out how we combat fake reviews. Vivienne Westwood Silver Orb Pearl Choker Necklace. I have opened a case with PayPal and now have to wait a further two weeks to see if they cancel the transaction. Buy now, Pay Later in 4 easy payments. I was promised a refund within 3 days, however Ive been waiting a week and still nothing. Use the enter key to expand submenu items. 31.25, 52.09 They also had the cheek to thank me for my understanding & "wish to have me in their long list of satisfied customers" - WHAT A JOKE!! Orb motif. No interest, no establishment fees.

How an online gift card could arrive late beggars belief. WebBuy Vivienne Westwood Women's Yara Retro Sunglasses - Shiny Antique Gold We've got top products at great prices including fashion, homeware and lifestyle products. Etsy uses cookies and similar technologies to give you a better experience, enabling things like: Detailed information can be found in Etsys Cookies & Similar Technologies Policy and our Privacy Policy. I don't know if its a glitch on their website, but it needs to be fixed. Dimensions: Chain WebPlatinum 0.12ct Diamond Shaped Band.

Three days later I haven't even received an acknowledgement, though my order has turned up (but I did also chase UPS). The payment platform allows you to purchase in four installments, due every 2 weeks. WebVivienne WestwoodGold Marybelle Ring - Metallic. (25% off), Sale Price 27.38 Coe & Co Stores 130 High St, Scunthorpe, DN15 6ES +44 01724 840576 9:00 - 5:30 (Mon - Sat) However, a lot of the times her necklaces are sold out, which is not their fault. Buy now. They inform you that they shipping from the UK after ordering (extra cost, taxes and very difficult to do returns). There was no problem with my product. Awaiting a brand new week, inside our sparkly jewellery boutique!! Please remove it from the list. Prefer your accessories on the subversive side? Original Price 61.44 100% authentic and I still have the original box ect. Consistently earned 5-star reviews, shipped orders on time, and replied quickly to messages, Looks like you already have an account! This is our website. Try using a different browser or disabling ad blockers. WebAt the centre of it all lies the famous Orb: find it embroidered on Vivienne Westwood T-shirts, jackets and shirts, or detailed in crystals on pendants and brooches every instance signals a label that respects tradition but pushes confidently forward into the future. 23.51, 47.03 Keep in mind that anyone can view public collectionsthey may also appear in recommendations and other places. USE CODE: TSSPRING23, This Easter enjoy 20% Off Everything*, online only T&Cs apply. Original Price 36.58 You can save credit card details for faster shopping and manage your order history, You can select several options simultaneously, This product is currently unavailable. Such a shame about the disgusting customer service as i have quite a few Vivienne pieces and love them but this will put me off buying any more. But the packaging of a product If I spend 300+ on one freaking bag, I would expect it to be packaged normally. 26.99, 29.34 $292. 28.76, 47.94 WebVivienne Westwood. Please don't buy anything from this company! Try again later. Rachel Jackson London.

From 43.75 per month with Interest Free Credit, 0% APR Representative.